Low-rise cream stucco villas with one- and two-story rooflines beside a landscaped South Florida neighborhood lake.

Some Polo Club Villas Are Legally Condos. Florida's Inspection Rules Turn on Height.

November 12, 2026

State records list condominium associations with names corresponding to three Polo Club villa villages.

Condo Associations on File

The Polo Club describes itself as home to 24 communities, ranging from single-family homes to manor homes, patio homes and villas. Records at the state's Sunbiz corporate registry list active condominium associations with names corresponding to three of the villa villages:

Village Club description Association on file with the state
Catalina Garden Villas, 176 Catalina at the Polo Club Condominium Association, Inc.
Coquina Isles Garden Villas, 148 Coquina Isle at the Polo Club Condominium Association, Inc.
Ashbourne Club Villas, 100 Ashbourne at the Polo Club Condominium Association, Inc.

Together these three villages hold 424 homes. A "villa" or "garden villa" name is a club description of the home. An association name alone does not establish the ownership form for a specific address.

Structural Integrity Reserve Studies

The Florida Department of Business and Professional Regulation describes the structural integrity reserve study, or SIRS. The study covers eight elements: roof, structural systems, fireproofing and fire protection, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors, and other high-cost items that affect structural integrity.

Why the County's Condo Numbers Don't Settle It

Most of what buyers hear about Florida condos comes from countywide data, and it mixes every kind of condo together. The Palm Beach REALTORS September 2026 market snapshot shows the gap between the two property categories in Palm Beach County:

September 2026, Palm Beach County Single-family Townhouse/condo
Median sale price $656,000 $310,000
Median days to contract 43 53
Active listings 4,481 5,858
Months of supply 3.6 6.8

The condo side is softer, but it is less soft than a year earlier. Condo months of supply fell from 8.8 in September 2025 to 6.8 in September 2026, and the median condo price rose 3.3% over the same period.

Building age is part of what drives that softness. WLRN reported in January 2026 that Palm Beach County condo sales fell nearly 2% in 2025. Sales rose 2% in buildings under 25 years old and fell 6% in buildings over 25 years old. Earlier, WLRN's April 2025 reporting pointed to assessments and higher monthly fees at older condos in Pompano Beach, Tamarac and Sunrise as pressures that could weigh on prices. The cost figures behind those stories often come from towers. A December 2025 WLRN report put average monthly assessments at just over $1,800 in a sample of Fort Lauderdale and Palm Beach buildings that were seven or more stories tall.

A garden villa sale can go into the same "townhouse/condo" count as a unit in one of those towers.

Budgets and Building Maintenance

For a low-rise building, the budget is an important document. A buyer still needs to know when the roofs were last replaced and when the exterior was last painted.

Reading the Association Documents

If a study or inspection exists, read the summary. Compare its reserve schedule with the budget the association actually adopted.

If you're comparing Catalina, Coquina Isles, Ashbourne or another Polo Club village, The Entel Group can pull the association documents for the specific homes you're considering.

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